Archive for the ‘Credit’ Category

What debt reduction /consolidation agency that will give high discount to help pay off credit card debts?

Wednesday, March 17th, 2010

hayati k asked: I need help with paying off my credit card debts. There are so many debt reduction /consolidation agencies that I don't know which one is good/authentic and will give the best rate (discount). For those who had gone through this experience, please advise. Thanks.

How much debt would prevent you from getting an apartment?

Monday, March 15th, 2010

Casey asked: I have good credit and so does my fiance. We just have a lot of credit. I was wondering how much debt is ok and how much would disqualify you from getting an apartment.

What is the best way to settle credit card debt?

Saturday, March 13th, 2010

adams asked: I am in search of a company or method that will allow me to settle or consolidate my credit card debt. I have researched some companys but I am not sure what is real or a scam. Fidelity debt solutions is one of them. Has anyone had any ...

What happens when a debt goes to a lawyer for debt collection?

Wednesday, March 10th, 2010

wittygee asked: I have been out of work for a while and became unable to pay on a credit card debt. It has been about 90 days since my last payment and I just got a letter from a law firm stating they will be pursuing collecting the debt. ...

How old does a debt have to be, before you are no longer legally bound to pay it?

Tuesday, March 9th, 2010

S L asked: I remember hearing once that a debt after a certain amount of years, is moot. Does it depend on the state where the debt occurred or you current state of residence? I heard that collection agencies that specialize in buying old debts, to try and collect on, ...

How can I get debt consolidation with hospital bills and non credit card debt?

Saturday, March 6th, 2010

A B asked: I have a bunch of hospital bills that really cost me in credit scores. I really want to try to consolidate it but I can't find anyone who does debt consolidation without credit card debt. Any suggestions?

How much debt is too much when you want to apply for a home loan?

Wednesday, March 3rd, 2010

cdp224 asked: I would like to apply for a home loan, but I have some credit card debt. I have good credit - never missed a payment, never been late, etc. I just don't know if having credit card debt will cause me to be declined.

How can i settle my debt with multiple creditors harassing me every week?

Monday, March 1st, 2010

mixed & beautiful asked: I owe about 2 grand of debt to different debt collectors. I work and attend college like most young adults my age, but does not make a lot of money every 2 weeks. I really want to get rid of my debt but does not know ...

How do I find out which debt collection agency is holding my old debt?

Monday, February 22nd, 2010

Christina asked: I had a rough time a few years ago, and stopped paying my credit cards and cell phone to be able to keep paying the rent and then i lost my job, it was all sent to debt collectors. I'm ready to get this taken care of so ...

Is credit card debt considered an open account or a written contract?

Saturday, February 20th, 2010

Stephen S asked: I live in the State of Georgia and am being sued over an old credit card that I defaulted on. It has been more than 4 years but less than 6 years since the date of default, so depending on whether credit card debt is considered ...