Archive for the ‘Personal Finance’ Category

How much debt would it take for you personally make the decision to file bankruptcy?

Saturday, March 20th, 2010

dee b asked: I know bankruptcy should be a last resort but some people have different personal limits. I would like to know your personal answer. What's the least amount of debt it would take for you to make the decision to file bankruptcy? And what is your annual income ...

What is the difference between a finance and a balloon finance?

Friday, March 19th, 2010

zak-civic00 asked: I'm planning on purchasing the all new mercedes benz glk 2010..and when i checked the pricing online the balloon finance is cheaper than the finance. i just want to know what the difference between the 2 deals are.

How long after purchasing a home can one finance a car?

Monday, March 15th, 2010

##### asked: My husband and I desperately need a new vehicle, but we are in the middle of purchasing our first home. I need to know how long we have to wait before being able to finance a car. Thank you for your help!

Does anyone know if Debt Elimination programs really work without bankruptcy?

Sunday, March 14th, 2010

Lisa J asked: I filled out an online application for information about getting rid of debt, and I've heard that you can legally eliminate your debt?? I've know that Settlement is a good option, but not sure about Elimination. Anyone know?

How do I get my finance to stop swearing?

Thursday, March 11th, 2010

TJ asked: My finance is swearing all the time, & I have a 7 year old boy, & we have a baby on the way. I don't think it is good for my son to hear these words all the time. Often he uses cuss words in a normal conversation. ...

Is Debt Consolidation the Best Way to Go and If So How Should I Go About It?

Thursday, March 4th, 2010

awise0204 asked: Like I am in about $20,000 in debt and I was thinking about consolidating all of it into one monthly payment. If I do decide to do it, I really would like to know how everything will show up on my credit report after everything is said and ...

Can debt collectors come after your assets if your spouse incurred the debt before you were married?

Wednesday, March 3rd, 2010

rottdog76 asked: My fiance has a debt collector coming after her pretty aggressively and in not the most ethical way (in CA). She has a car (still paying on it) and no other assets. I own a house with more equity than here debt. Can her debt ...

What is the easiest way consolidate debt and finance a home?

Tuesday, March 2nd, 2010

derrick d asked: My credit score is not that good but I have a good paying job had to send family tons of money I live in a home now i rent with the buy option is there any company that will pay off my debts and finance ...

What job including Economics Finance and Management could make me a millionaire in Mayfair?

Thursday, February 25th, 2010

Francesca C asked: Hi, This is an odd question, but I absolutely LOVE Mayfair and one day would love to own a huge house there and basically be able to afford one. I am planning on doing Economics Finance and Management at University and i was wondering, what job in ...

How many months left on debt to not consider it when qualifying for a mortgage?

Wednesday, February 24th, 2010

Gladski asked: I heard from a friend that if a car payment (or any debt for that matter) is below a certain amount of payments left, it is not considered a debt (for your debt/income ratio) when qualifying for a mortgage. Is this true? How many months left ...